1. Purposes for which R Kulshrestha & Co collects, holds, uses and discloses personal information:
We only collect, hold, use and disclose personal information which is reasonably necessary to ensure that we are able to provide you with the products and services that are appropriate to your needs. We will outline to you when you engage our services the purposes for which we will collect, hold, use and disclose your personal information.
2. Kinds of personal information R KULSHRESTHA & CO Collects:
Due to the nature of the products and services we provide, and the requirements of legislation and regulations, we ask for a range of personal information from our customers.
The Types of personal information we may collect can include details such as:
- Names, employment titles, contact details;
- Date of birth and gender;
- Information in identification documents (e.g. passport, driver’s license);
- Tax file numbers and other government-related identifiers;
- Assets and liabilities;
- Educational qualifications and employment history ;
- Personal income;
- Visa and work permit status;
- Shareholdings and details of investments;
- Superannuation details;
- Tax and financial statements;
- Information regarding insurance;
- Personal information about your spouse and dependents.
It may be necessary in some circumstances for R KULSHRESTHA & CO to collect sensitive information about you in order to provide specific services. The types of sensitive information we may collect include:-
- Health status;
- Ethnic origin;
- Details of any membership/s to professional associations;
- Criminal record.
You have a right to refuse to provide us with your personal information or to anonymity or the use of a pseudonym. However, if you do refuse to provide such information, or request the use of anonymity or a pseudonym we may be unable to complete or fulfill the purpose for which such information was collected, including providing you or our clients with the services we were engaged to perform.
3. Collection, holding, using and disclosing of personal information:
(a) Collection – General:
When we collect, hold, use and disclose personal or sensitive information it must be done through lawful and fair means. Consent must be obtained to collect, hold, use and disclose personal information. We are not required to obtain your consent to collect, hold, use or disclose your personal or sensitive information if the collection is required or authorized by or under an Overseas or a court/tribunal order. There are other exceptions to the requirement of obtaining your consent in accordance with the Overseas Privacy Principles. If you would like more information on these requirements, please contact our Privacy Officer.
(b) Methods of collection:
R KULSHRESTHA & CO uses a variety of formats for the collection of personal and sensitive information. These include:
- Requiring clients to complete a Client Profile or other forms;
- Receipt of emails, letters, and other correspondence;
- Telephone calls;
- Appointments in person;
- Publicly available records;
- Through a customer’s personal representative;
- Through the use of our websites, such as via contact mailboxes or online inquiry forms, or through the registration process (see more information about ‘web analytics’ in Clause 2).
In every circumstance, we will attempt to obtain such personal and sensitive information directly from you. If that is unreasonable or impracticable, we will attempt to obtain such information from other sources in accordance with Clause 3(a) above.
(c) Collection of someone else’s personal information:
You should only provide us with someone else’s personal information where you have their express consent to do so and it is for the purpose of us providing services to you. Matters in this policy should be communicated to any person whose information you collect and provide to us. In providing such information you agree that you have obtained the revenant consent and this is authorized to do so.
Unsolicited personal information:
There may be circumstances where we are provided with personal information that we did not actively seek. An example may be misdirected mail or an excess of documents provided to us by clients.
4. Security of Personal Information
Safeguarding the privacy of your information is important to us. We hold personal information in a combination of secure computer storage facilities and paper-based files, and take steps to protect the personal information we hold from misuse, loss, interference, unauthorized access, modification or disclosure.
R KULSHRESTHA & Co trains its employees carefully on handling personal information and confidentiality of such information.
Once we have no purpose for holding your personal information, we will take all reasonable steps to destroy or de-identify the information.
5. Disclosure of personal information overseas and sharing personal information amongst and within the R Kulshrestha & Co Group network
(a) Disclosure Overseas:
R Kulshrestha & Co utilises some service providers overseas to process data and help deliver services to you. We may disclose your personal information to these providers from time to time. When required, your personal information will only be disclosed to an overseas person or business in the following circumstances:
- Where the overseas recipient has signed a contract with us which creates legal obligations to comply with Overseas Privacy Law.
- If the recipient is subject to similar privacy law as Overseas privacy law, and you are able to personally access avenues to enforce the protection of those laws;
- If you provide written consent for R Kulshrestha & Co to disclose the information after we provide you with full information; or
- If the disclosure is required or authorized by or under an Overseas law or a court/tribunal order.
On a collection of your personal information, we will inform you whether it is likely we will disclose the information to an overseas recipient and, if so, where those recipients are likely to be located.
(b) Disclosure to third-party Service Providers
6. Privacy on Our Websites
The R Kulshrestha & Co website uses Google Analytics or other third-party software to analyze aggregate user behavior. Google Analytics and such other software use first-party cookies, which are text files placed on your computer for the purpose of anonymously identifying your session. These cookies are not used to grant R Kulshrestha & co access to your personally identifiable information. Non-identifiable information (such as the pages you visit) may be tracked. By directing your browser to delete your cookies, this data will be erased. For more information about Google Analytics, please follow the links provided on our website.
The information is collected using first-party cookies, meaning that only R Kulshrestha & Co is able to access your information. Your information may be aggregated with information from other users for the purpose of improving our website and offerings. We will not associate any data gathered from our website with any personally identifiable information unless you explicitly submit that information (e.g. your email address) via our online information form.
7. Direct Marketing
R Kulshrestha & Co may engage in direct marketing to you from time to time.
When required, your personal information will only be used or disclosed for direct marketing where the information is not sensitive information, is collected directly from you and there are an easy means to opt-out of such marketing (and such an opt-out request has not been made) in the following circumstances:
- Where you would expect R Kulshrestha & Co to use or disclose the information for direct marketing purposes; or
- You have consented to the use or disclosure of the information for direct marketing purposes.
If you do not wish to receive these materials, please contact our privacy officer.
8. Access to personal Information
You have the right to access any personal information regarding you that R Kulshrestha & Co holds. This is subject to some limited exceptions, which the Privacy Officer can provide further information on.
Such requests should be made in writing to the Privacy Officer. We will acknowledge your request within 14 days and respond to it within a reasonable time.
R Kulshrestha & Co may charge a fee only to cover the cost of locating, retrieving, reviewing and copying any material requested. We will not charge any fee to make the request or to for us to give effect to the request.
Responding to your request:
If your request is approved, we will provide you with access to the information in the manner requested if it is reasonable and practicable to do so.
9. Correction of personal information
R Kulshrestha & Co endeavors to ensure that the personal information it holds is accurate and up-to-date.
You are able to make a request to correct the information by contacting our Privacy Officer, or by telephoning or emailing us with your corrected information. In some limited circumstances, your request may be refused or partially refused.
10. Procedure if your request to access or correct is refused
There may be limited circumstances where your request is refused or partially refused.
If this occurs we will give you a written notice that sets out:
- The reasons for the refusal, including the reasons why access cannot be granted in an alternative way (except where it would be unreasonable to provide those reasons);
- How to make a complaint about the refusal;
- Any other matter as prescribed by the regulations.
If your request to correct is refused you have the option of submitting a statement associated with your personal information. For more information contact the Privacy Officer.
11. How to make a complaint
If you consider that any action of R Kulshrestha & Co breaches this policy or the Overseas Privacy Principles, you are able to make a complaint. Once we have received your complaint, it will be assessed and acted upon within a reasonable time.
To make a complaint please contact our Privacy Officer. If you are not satisfied with our response to your complaint, you may contact the Office of the Privacy Commissioner.